When I first began practicing law over seven years ago, I was amazed by how many car accidents happen in Houston and the surrounding towns. Often times when these clients called my office they would inform me that they signed a release form with the insurance company consenting to $1,000 to $2,000, but then feeling cared for, they made a decision to call a lawyer. Never talk to another driver’s insurance company without lawyering up. Suffice to say, the perfect way to make the most of your auto incident case would be to hire an attorney. Figuring out how much it can cost. Do not. Our firm doesn’t charge any money upfront and we only get paid if you recover money.
Car accidents result in a huge number of injuries and deaths in Texas each year. A serious auto accident can turn your life upside down. Following an automobile crash, the next step is typically to work together with the insurance provider to file a claim for damages.
Most of these claims are resolved through an auto incident settlement. The process can be lengthy occasionally, depending on the form of injury and the extent of the injuries. Automobile accident cases can be complicated and require sophisticated investigation tools, evidence gathering techniques, and case evaluation. Certain actions that you take immediately after the mishap can help maximize the settlement you get in a car accident case.
1. Request a Police Report from the Authorities
Following the accident happens, if you are able to, move your car to safe spot. Particularly if the other driver rear-ended you or t-boned you. If you push the vehicles to a gas station parking lot, it’s he said -she said, and the authorities will need to decide who’s at fault or worse, even if he’s having a lousy day, may decide to not give anybody a ticket. One of the first things the parties ought to do naturally is call the police. Emotions often run high following an automobile accident and with the police there can help to keep the situation in check, particularly if the other driver is emotional or upset. It is also an excellent way to record important evidence. When it comes to make a settlement deal, insurance companies rely heavily on police reports since police officers are considered neutral third-parties who evaluate what happened in the accident.
2. Record the Scene of the Accident
After the police have been called, it’s helpful for the injured party to shoot pictures of the scene of the crash, in addition to the injuries sustained. It is hard to recreate the scene of an accident to tell what happened, and you only really get one opportunity to record everything immediately after the accident happened. Make sure you take pictures of those cars that were involved as they were immediately following the crash happened, and shoot pictures of their surrounding environment, including the weather and street conditions, if it is believed they will play a variable. Look around to see whether any witnesses observed what occurred, and when there were witnesses present, get their names and contact information in case further information is required from them. In the event that you were injured in the crash, take pictures of the injuries, as well. It never hurts to have these images as proof to back up a promise, even if they never end up getting used. Always err on the side of caution if taking photos of the accident scene. Having more images is a far better situation than not having enough. Don’t forget to have a mobile pic of the other drivers information even when you are on the side of US 290, I-45, 288, Beltway 8, 610 Loop, Highway 6, or the Grand Parkway.
3. Document the Property Damage
In addition to taking pictures of this scene of the crash, it’s advised that the injured party take his or her car to a reputable mechanic. Have that individual thoroughly inspect the car and take additional images of the damage, particularly if framework harm is suspected. Even if the injured party took pictures of the car in the accident, a mechanic will know what to look for when it comes to certain kinds of damage. If specific parts fell off the car or had to be replaced, then keep the damaged parts in case they are needed later.
4. Make All Doctor’s Appointments
One red flag the insurance carrier will be looking for is any proof that the injured party isn’t as injured as he or she claims to be or that the accident was caused by something not related to the accident in any way. Among the biggest mistakes someone involved in a car accident may make is not to get checked out by a medical practitioner as soon as the injury occurs. When the medical doctor prescribes the injured party medication or therapy for the injuries, it’s very important that this be followed. Otherwise, the insurance company will have proof to argue that the individual isn’t as injured as has been claimed or is going to have a gap in time to assert that perhaps an additional injury not associated with the incident happened. The best guideline is to receive injuries checked out even if they do not seem too severe on the surface. Be careful what you post on interpersonal networking, insurance researchers are experts in finding evidence that may discredit your injuries.
5. Watch the Proper Medical Professional
Additionally, it helps if the injured party is seen by the suitable medical practitioner for the specified situation. It’s always suggested to go to an emergency room immediately after the accident, however a follow-up together with the injured party’s family physician needs to be made. Make sure the right diagnostic treatment can be used to properly diagnose an injury. An x-ray such as an MRI may be expensive, but it also helps in correctly diagnosing an injury to a bone or other organ. Physical therapy may be necessary for an accident, as well, after first identification is made. Keep all medical bills and bills in the event they are required to be filed later to make a claim.
6. Exercise Caution in Speaking with the Insurance Provider
Be aware that the insurance company is very likely to try and acquire the wounded party to consent to a lower payment, if at all possible. Insurance agents are trained in certain tactics to have parties to agree to a lesser payout. Never consent to give a recorded statement without talking first to a attorney. Do not assume that the insurance broker is there to assist you. They’re there to serve their company and to cover the smallest amount possible to shut the case. Letting down your guard and providing too much information may also damage your situation, as well. Always be careful in what’s said and how much is stated when talking to the insurance brokers involved.
7. Consult with an Auto Accident Attorney
Insurance companies have their own legal departments that handle these types of cases and claims on a regular basis. Among the biggest mistakes somebody involved in a car accident can make would be to walk right into a settlement negotiation independently with no understanding of what rights he or she has. It never hurts to at least bring the facts to an experienced attorney who will advise you about the best way to do before starting negotiations.
8. Be Conscious of Your Insurance Coverage
It is also highly suggested that the parties involved in an accident correctly understand their insurance policies, what they cover and what they do not cover. Check with an experienced auto accident attorney who will review the policy and advise the injured person on what sorts of claims are insured per the details of the coverage. Know what limitations are recorded in the policy, and make certain these limits are known before making a request in a personal injury compensation.
9. Document Your Life Post-Accident
1 big element that needs to be shown in any personal injury case involves the way the mishap and the consequent injury has negatively impacted the person’s life. A pattern of behaviour needs to be revealed and keeping a journal can help the wounded party document what day-to-day life was like since the injury happened. This documentation helps especially when the individual is seeking”pain and suffering damages.” He or she’ll need to demonstrate how the accident has impacted their general quality of life.
10. Do Not Wait
Each state has a statute of limitations, which dictates the amount of time an individual has to file a valid claim because of his or her injuries. In the State of Texas, a party involved in a car accident has two years from the date the accident occurred to file a legal conflict. In the event the party waits too long, then he or she can be completely barred from pursuing the legal claim later.
We understand the pressures about the wake of those accidents and we can help take some of the pressure off you and your loved ones, so you can concentrate on recovery. Our oath for you is managing your case from begin to finish effectively, competently, and aggressively. Allow us the opportunity to provide you with the personal attention you deserve in your case. Please do not hesitate to call our office now at 832.458.1756 for a free legal consultation.
It is best to consult an experienced Houston car accident attorney to get help in seeking the claim. Call Houston car accident attorney RJ Alexander Law, PLLC at (832) 458-1756 to request a free case evaluation.
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